Europe

Our team is recognised for offering responsive and tailored reinsurance services to our clients across the region.

"We're passionate about protection, and work to give our partners a comparative advantage that delivers more value to them and their customers"

Andrew Murphy
Managing Director | Protection
Europe and North America

We are market leaders in providing protection reinsurance services to clients across the UK, Ireland and continental Europe. Our team of experts bring a deep understanding of mortality, critical illness, disability and associated risks. Levering this expertise and our financial strength, our client-facing teams have a strong track record of delivering high quality support and tailored solutions for our insurance partners.

Our team work in partnership with clients to deliver more value for them and their customers. We do this by using the power of data to better understand risk. We are focused on how we can better serve the market today, as well as the next generation of customers. We believe it’s about being open to doing things differently, whether it’s developing innovative new products or using the latest technologies.

This is reinforced by our vision to lead the way in underwriting and claims technology. Through UnderwriteMe our clients can choose from a suite of solutions to unlock more data insights and optimise their underwriting decision-making using the latest in automation and technology. Our clients can also access Ocean our next-generation underwriting manual. 

Read our annual consumer research report

Serving the Underserved

Beneath The Surface is a report produced by Pacific Life Re annually using in-depth consumer research and market expertise to explore important questions facing the protection market in the UK and Ireland.

This year, with customer value becoming even more front of mind for the insurance industry, thanks in part to Consumer Duty in the UK, we focused on how well the industry is currently serving different customer segments. Through our survey of over 2,000 consumers across the UK and Ireland we’ve sought to identify those groups that are not as well served and examine what could be done to both better serve and grow the protection market.

Click here to download full report

Leadership team

Mala Thurston
Vice President | Client Solutions | Protection | Europe

Carl Padget
Vice President | Underwriting & Claims | Protection | Europe

Gillian O'Keeffe
Vice President | Pricing | Protection | Europe

Read our latest articles

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  • Underwriting & Claims
  • Protection
  • Medical Advances
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Medical Advances

Vaping vs. smoking: what are the risks?

Vaping is generally considered less harmful than smoking, however longer-term risks have not had time to emerge and could prove considerable.

Read moreschedule 10 mins
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Medical Advances

Gut Check: the concerning rise of bowel cancer among young adults

Despite broadly improving cancer mortality, some types of the disease are increasing in incidence

Read moreschedule 10 mins
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Protection

Serving the Underserved

Consumer Duty has put increased focus on how much value different customers get from financial products. But how well is the protection industry serving different customer groups? Who are the most underserved groups, and what can the industry do to help serve these groups better?

Read moreschedule 7 mins
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Underwriting & Claims

The future of underwriting is now... are we ready?

Underwriting processes, practices and philosophies are changing with faster pace than we have ever experienced before.

Read moreschedule 7 mins
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Medical Advances

Tackling the obesity crisis

A new generation of drugs has now well and truly arrived aiming to improve weight loss. The drugs are heavily touted by celebrities and influencers, despite many of them having no medical need to lose weight. Obesity contributes significantly to some of the most common causes of death including heart disease and cancer, as well as affecting quality of life for millions. In this article we look at these increasingly available drugs offering hope to more people with obesity. We consider their potential to broadly improve health, and their limitations.

Read moreschedule 8 mins
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Medical Advances

New drug may slow down multiple sclerosis

Scientists successfully conducted early-stage trials which provide hope of a future cure for some of the most severe types of multiple sclerosis (MS).

Read moreschedule 2 mins
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Medical Advances

Exploring the latest medical advances in cancer detection

The world’s largest conference dedicated to the science and treatment of cancer took place in Chicago in early June. The American Society of Clinical Oncology’s annual meeting is a popular forum at which new scientific developments are often revealed.

Read moreschedule 5 mins
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Medical Advances

Pituitary Neuroendocrine Tumour (PitNET)

A recent review by WHO resulted in reclassification of pituitary adenoma as described in the article

Read moreschedule 5 mins
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Medical Advances

Climate change and its impact on mortality and morbidity

In 2023 we’ve seen soaring temperatures across the globe along with devastating storms and wildfires. Why is our climate changing and what impact is it having?

Read moreschedule 8 mins
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Medical Advances

Deep dive: Alzheimer's

Total deaths from dementias in high-income countries have almost quadrupled in the last 20 years, yet so far medical science has very few answers. This article looks at the recent emergence of the first drugs which may be able to modify the effects of this terrifying disease

Read moreschedule 4 mins
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Medical Advances

New Respiratory Syncytial Virus Vaccine

COVID-19 has stolen the limelight from other respiratory viruses in recent years. However there are plenty of other common viruses which can have serious health consequences, among them Respiratory Syncytial Virus, or RSV.

Read moreschedule 1 min
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Medical Advances

An end in sight for AIDS

A new UN report reveals optimism about a possible end to the global AIDS epidemic

Read moreschedule 2 mins
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Medical Advances

Anti-vaccine sentiment increases risk of measles outbreaks

Vaccine technologies have continued to improve greatly in recent years. However, vaccines are little use if people refuse to use them. Here we look at the precarious position of measles, a well-known but little-understood serious condition, which is held in check in most countries only because of high vaccine uptake.

Read moreschedule 2 mins
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Medical Advances

Does a common sweetener cause cancer

The International Agency for Research on Cancer (IARC), the cancer research arm of the WHO, recently classified the common sweetener aspartame as a possible cause of cancer in humans.

Read moreschedule 1 min
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Protection

Building a sustainable protection market

Beneath the Surface report 2023 We explored some of the key drivers of sustainability for the protection market. We undertook consumer research which combined with our medical and underwriting expertise and our deep understanding of the market, enabled us to create this report.

Read moreschedule 7 mins
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Working here

Our largest office within Pacific Life Re is in London and overlooks the Tower of London. We have the wide range of career opportunites so if you're looking for your move your career forward then find out more about working here.

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